Privacy Policy (Service Delivery)

Effective Date: February 2, 2026
Last Updated: February 2, 2026

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1. Introduction

This Privacy Policy explains how TrustGate Inc. ("TrustGate," "we," "us," or "our") processes personal information when you undergo identity verification through our platform. This policy applies to individuals ("you" or "Applicants") whose identity is being verified on behalf of our business customers ("Customers").

TrustGate provides identity verification, document verification, liveness detection, and anti-money laundering (AML) screening services to businesses. When you complete a verification through our platform, your personal information is processed as described in this policy.

1.1 Our Role

In most cases, TrustGate acts as a data processor on behalf of our Customers, who are the data controllers. This means:

  • Our Customers determine why and how your personal information is processed
  • We process your information according to our Customers' instructions
  • Our Customers are responsible for providing you with their own privacy notices
  • You should contact our Customer directly for questions about why your data is being collected

In some circumstances, TrustGate acts as a data controller, including:

  • Fraud prevention and detection across our platform
  • Service improvement and algorithm training (using anonymized/aggregated data)
  • Legal compliance and defense
  • Security monitoring

1.2 Scope

This policy applies to personal information collected through:

  • TrustGate verification flows (web, mobile SDK, API)
  • Document uploads and selfie captures
  • Automated identity checks

This policy does not apply to:


2. Data We Collect

We collect the following categories of personal information during the verification process:

2.1 Identity Information

Data TypeExamples
NameFull legal name, maiden name, aliases
Date of BirthBirth date
NationalityCountry of citizenship
GenderAs stated on identity documents
Place of BirthCity, country of birth

2.2 Identity Document Information

Data TypeExamples
Document TypePassport, driver's license, national ID, residence permit
Document NumberPassport number, license number
Issue and Expiry DatesWhen the document was issued and expires
Issuing AuthorityCountry or state that issued the document
MRZ DataMachine Readable Zone information
Document ImagesPhotos of the front and back of your documents
Security FeaturesHologram detection, watermarks, microprinting analysis

2.3 Biometric Information

Data TypeExamples
Facial ImagesSelfies, video frames captured during liveness checks
Facial GeometryMathematical representation of facial features
Liveness DataMovement patterns, depth analysis, 3D facial mapping

Important: Biometric data is used solely for identity verification purposes. See Section 6 for detailed information about biometric data processing.

2.4 Technical Information

Data TypeExamples
IP AddressYour internet protocol address
Device InformationDevice type, operating system, browser type
Device IdentifiersUnique device fingerprints
GeolocationApproximate location based on IP address
Session DataTimestamps, verification flow interactions

2.5 Screening Information

Data TypeExamples
Sanctions MatchesMatches against global sanctions lists
PEP StatusPolitically Exposed Person screening results
Adverse MediaRelevant media mentions (if applicable)
Watchlist ResultsMatches against law enforcement and regulatory databases

3. How We Collect Your Data

We collect personal information:

3.1 Directly From You

  • When you submit identity documents through our verification interface
  • When you capture selfies or videos for liveness detection
  • When you enter personal details manually

3.2 From Your Documents

  • By extracting text using Optical Character Recognition (OCR)
  • By reading machine-readable zones (MRZ)
  • By analyzing document security features

3.3 From Your Device

  • Through automated collection of technical data when you use our verification interface
  • Through our SDK integrated into our Customers' applications

3.4 From Third-Party Sources

  • Sanctions and watchlist databases (OpenSanctions, government databases)
  • Fraud prevention databases
  • Document verification databases

4. Purposes of Processing

We process your personal information for the following purposes:

4.1 Identity Verification (Primary Purpose)

  • Confirming your identity matches your documents
  • Verifying document authenticity and validity
  • Performing liveness detection to ensure you are present
  • Conducting face matching between your selfie and document photo

4.2 Regulatory Compliance

  • Anti-Money Laundering (AML) screening
  • Counter-Terrorist Financing (CTF) checks
  • Know Your Customer (KYC) requirements
  • Sanctions and watchlist screening
  • Politically Exposed Person (PEP) screening

4.3 Fraud Prevention

  • Detecting fraudulent documents
  • Identifying synthetic or manipulated identities
  • Preventing duplicate account creation
  • Detecting device emulators, deepfakes, and spoofing attempts

4.4 Service Operation

  • Processing verification requests from our Customers
  • Providing verification results and risk assessments
  • Maintaining audit trails for compliance purposes
  • Technical troubleshooting and support

4.5 Service Improvement (Controller Processing)

  • Improving verification accuracy (using anonymized data)
  • Training fraud detection algorithms (using anonymized/aggregated data)
  • Analyzing verification patterns (statistical analysis only)

5. Legal Bases for Processing (GDPR)

For individuals in the European Economic Area (EEA), United Kingdom, or Switzerland, we rely on the following legal bases:

5.1 Processing as a Processor

When processing on behalf of our Customers (data controllers), the legal basis is determined by the Customer. Common bases include:

Legal BasisArticleTypical Use
Contract PerformanceArt. 6(1)(b)Verification required to provide services to you
Legal ObligationArt. 6(1)(c)AML/CFT compliance, regulatory requirements
Legitimate InterestsArt. 6(1)(f)Fraud prevention, security

5.2 Processing as a Controller

When TrustGate processes as a controller, we rely on:

Legal BasisArticlePurpose
Legitimate InterestsArt. 6(1)(f)Fraud prevention across platform, service improvement, security
Legal ObligationArt. 6(1)(c)Compliance with legal requirements, responding to law enforcement

5.3 Special Category Data (Biometric)

Processing of biometric data as special category data under GDPR Article 9:

Legal BasisArticleApplication
Explicit ConsentArt. 9(2)(a)Primary basis for biometric processing
Substantial Public InterestArt. 9(2)(g)Fraud prevention, preventing identity crime
Legal ClaimsArt. 9(2)(f)Establishing, exercising, or defending legal claims

6. Biometric Data

This section provides detailed information about our collection and use of biometric data, including compliance with state-specific biometric privacy laws.

6.1 What Biometric Data We Collect

We collect and process:

  • Facial Images: Photographs and video frames of your face captured during liveness detection
  • Facial Geometry: Mathematical representations derived from facial features (faceprints) used for face matching
  • Liveness Indicators: Movement patterns, depth data, and other indicators used to confirm you are a real person

6.2 How We Use Biometric Data

Your biometric data is used to:

  1. Liveness Detection: Confirm you are a real, live person (not a photo, video, mask, or deepfake)
  2. Face Matching: Compare your selfie against the photo on your identity document
  3. Fraud Prevention: Detect if the same face has been used in multiple fraudulent verification attempts
  4. Identity Confirmation: Provide assurance to our Customers that you are who you claim to be

6.3 How We Protect Biometric Data

We implement the following safeguards:

  • Encryption: Biometric data is encrypted at rest using AES-256 encryption
  • Secure Transmission: All biometric data is transmitted over TLS 1.3 encrypted connections
  • Access Controls: Biometric data access is strictly limited and logged
  • Segregation: Biometric data is stored separately from other personal information
  • No Sale: We do not sell biometric data to third parties

6.4 Biometric Data Retention

Retention periods for biometric data vary by jurisdiction and Customer instruction:

JurisdictionRetention Period
Illinois (BIPA)Destroyed within 3 years of collection or last interaction, or when the purpose has been satisfied, whichever occurs first
Texas (CUBI)Destroyed within 1 year after the purpose expires, or 5 years from collection, whichever is earlier
Other US StatesAs determined by Customer, typically not exceeding 5 years
European UnionAs determined by Customer, subject to GDPR data minimization principles
Default5 years from verification or as instructed by Customer

6.5 Illinois Residents (BIPA Notice)

If you are an Illinois resident, please read this section carefully.

NOTICE

TrustGate collects biometric identifiers and biometric information ("biometric data") as defined under the Illinois Biometric Information Privacy Act, 740 ILCS 14 ("BIPA").

Collection and Purpose:

  • We collect facial geometry (biometric identifiers) from your selfie/video
  • This data is used to verify your identity by comparing your face to your identity document photo
  • This data may be used to detect fraudulent verification attempts

Storage:

  • Your biometric data will be stored for no longer than 3 years from the date of collection or your last interaction with TrustGate, or until the purpose for collection has been satisfied, whichever occurs first

Disclosure:

Your biometric data may be disclosed to:

  • The Customer who requested your verification
  • Our subprocessors who assist with verification (available upon request at legal@bytrustgate.com)
  • Authorities when required by law

Your Rights:

  • You have the right to request deletion of your biometric data
  • You have the right to a copy of this notice

Consent: By proceeding with verification, you acknowledge receipt of this notice and consent to the collection, use, storage, and disclosure of your biometric data as described herein.

6.6 Texas Residents (CUBI Notice)

If you are a Texas resident, please read this section carefully.

NOTICE

Pursuant to the Texas Capture or Use of Biometric Identifier Act, Tex. Bus. & Com. Code Ann. Section 503.001 ("CUBI"), TrustGate provides the following notice:

  • TrustGate captures biometric identifiers (facial geometry) for the purpose of identity verification
  • Your biometric data will be destroyed within 1 year after the purpose for which it was collected expires, or within 5 years of collection, whichever is earlier
  • By proceeding, you consent to the capture and use of your biometric identifiers

6.7 Withdrawing Consent

You may withdraw your consent for biometric data processing at any time by contacting us at legal@bytrustgate.com. Please note:

  • Withdrawal of consent does not affect the lawfulness of processing conducted before withdrawal
  • Withdrawal may prevent completion of verification services
  • We may retain biometric data where required by law or for legal defense purposes

7. Data Sharing

We share your personal information with the following categories of recipients:

7.1 Our Customers

We provide verification results to the Customer who requested your verification. This typically includes:

  • Verification decision (approved, rejected, or review required)
  • Risk score and confidence levels
  • Document validity information
  • Extracted identity data
  • Watchlist screening results

Our Customers use this information according to their own privacy policies.

7.2 Subprocessors

We use trusted third-party service providers to help deliver our services:

CategoryPurposeData Shared
Cloud InfrastructureHosting and storageAll verification data
Face MatchingBiometric comparisonFacial images
Document AnalysisOCR and authenticityDocument images
Sanctions ScreeningAML/CFT complianceName, DOB, nationality
Fraud DetectionRisk scoringIP, device data

A complete list of our subprocessors is available upon request. Contact legal@bytrustgate.com for details.

7.3 Government and Regulatory Authorities

We may disclose your personal information when required by law, including:

  • Court orders and subpoenas
  • Law enforcement requests
  • Regulatory investigations
  • National security requests

We will notify you of such requests where legally permitted.

7.4 Legal and Professional Advisors

We may share data with our attorneys, auditors, and consultants as necessary for:

  • Legal advice and defense
  • Compliance audits
  • Regulatory examinations

7.5 Corporate Transactions

In the event of a merger, acquisition, or sale of assets, your personal information may be transferred as part of that transaction. You will be notified of any such change.

7.6 We Do Not Sell Your Data

TrustGate does not sell, rent, or trade your personal information to third parties for their marketing purposes.


8. International Data Transfers

TrustGate is based in the United States. If you are located outside the United States, your personal information will be transferred to and processed in the United States.

8.1 Transfers from the EEA, UK, and Switzerland

For transfers of personal data from the European Economic Area, United Kingdom, or Switzerland to the United States, we rely on:

  • Standard Contractual Clauses (SCCs): We enter into EU-approved Standard Contractual Clauses with our Customers and subprocessors
  • UK International Data Transfer Agreement: For UK transfers
  • Swiss Data Protection Addendum: For Swiss transfers

8.2 Safeguards

We implement supplementary measures to protect transferred data:

  • Encryption of data at rest and in transit
  • Access controls and audit logging
  • Contractual commitments with all data recipients

8.3 Data Localization

Enterprise Customers may request data residency in specific regions. Contact us for available options.


9. Data Retention

We retain personal information for the following periods:

9.1 Verification Data

Data TypeRetention PeriodBasis
Identity InformationAs instructed by Customer (default: 5 years)AML/CFT regulatory requirements typically require 5 years post-relationship
Document ImagesAs instructed by Customer (default: 5 years)Regulatory compliance
Biometric DataSee Section 6.4 for jurisdiction-specific periodsState law requirements
Technical Data2 yearsSecurity and fraud prevention
Audit Logs7 yearsRegulatory compliance

9.2 Customer-Determined Retention

Our Customers may instruct us to retain data for shorter or longer periods based on their legal requirements. The retention period applied to your data depends on:

  • The Customer's instructions
  • Applicable laws in your jurisdiction
  • State-specific biometric privacy laws (see Section 6.4)

9.3 Deletion

Upon expiration of the retention period, data is deleted using secure deletion methods with verification.

You may request earlier deletion of your data (see Section 10), subject to:

  • Legal retention requirements
  • Our Customers' instructions
  • Ongoing legal proceedings

10. Your Rights

10.1 Rights Under GDPR (EEA, UK, Switzerland Residents)

If you are located in the European Economic Area, United Kingdom, or Switzerland, you have the following rights:

RightDescription
AccessRequest a copy of your personal data
RectificationRequest correction of inaccurate data
ErasureRequest deletion of your data (subject to legal exceptions)
RestrictionRequest limitation of processing
PortabilityReceive your data in a structured, machine-readable format
ObjectObject to processing based on legitimate interests
Automated DecisionsRequest human review of automated decisions
Withdraw ConsentWithdraw consent at any time
ComplainLodge a complaint with a supervisory authority

Important: Because TrustGate typically acts as a processor, you should first contact the Customer who requested your verification to exercise these rights. We will assist our Customers in responding to your requests.

10.2 Rights Under CCPA/CPRA (California Residents)

If you are a California resident, you have the following rights under the California Consumer Privacy Act and California Privacy Rights Act:

RightDescription
Right to KnowRequest disclosure of personal information collected, used, and shared
Right to DeleteRequest deletion of your personal information
Right to CorrectRequest correction of inaccurate personal information
Right to Opt-Out of SaleWe do not sell personal information
Right to Limit Use of Sensitive PILimit use of sensitive personal information
Right to Non-DiscriminationNot be discriminated against for exercising rights

Categories of Personal Information Collected:

  • Identifiers (name, email, IP address, device identifiers)
  • Biometric information
  • Internet activity information
  • Geolocation data
  • Inferences drawn from the above

Notice: We do not "sell" or "share" (for cross-context behavioral advertising) your personal information as defined by the CCPA/CPRA.

10.3 How to Exercise Your Rights

For requests related to verification data:

Contact the Customer (business) that requested your verification first. They are the data controller and responsible for processing your request.

For requests directly to TrustGate:

  • Email: legal@bytrustgate.com
  • Subject: "Data Subject Request - [Your Name]"
  • Include: Your name, the business you were verified for (if known), and a description of your request

We will respond within:

  • GDPR: 30 days (extendable by 60 days for complex requests)
  • CCPA: 45 days (extendable to 90 days)

We may need to verify your identity before processing your request.


11. Security

We implement comprehensive security measures to protect your personal information:

11.1 Technical Measures

  • Encryption at Rest: AES-256 encryption for all stored data
  • Encryption in Transit: TLS 1.3 for all data transmission
  • Field-Level Encryption: Additional encryption for PII fields
  • Access Controls: Role-based access control (RBAC)
  • Multi-Factor Authentication: Required for all system access
  • Intrusion Detection: 24/7 security monitoring

11.2 Organizational Measures

  • Employee Training: Security awareness training for all staff
  • Background Checks: Pre-employment screening for employees with data access
  • Access Reviews: Quarterly reviews of access permissions
  • Incident Response: Documented incident response procedures
  • Vendor Security: Security requirements in all subprocessor contracts

11.3 Data Breach Response

In the event of a data breach affecting your personal information, we will:

  • Notify affected Customers without undue delay
  • Cooperate with Customer breach notification obligations
  • Notify regulatory authorities as required by law
  • Notify affected individuals where required (coordinated with Customers)

12. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.

If you believe we have inadvertently collected information from a child, please contact us immediately at legal@bytrustgate.com.


13. Automated Decision-Making

TrustGate uses automated processing to generate verification results. This includes:

  • Document Authenticity Checks: Automated analysis of document security features
  • Face Matching: Automated comparison of selfie to document photo
  • Liveness Detection: Automated analysis to confirm presence of a real person
  • Sanctions Screening: Automated checking against watchlists

13.1 Human Review

Our Customers may configure verification workflows to include human review for:

  • Low-confidence automated results
  • Edge cases and exceptions
  • Appeals of verification decisions

13.2 Your Rights

If you are subject to automated decision-making that produces legal or similarly significant effects, you may:

  • Request human intervention
  • Express your point of view
  • Contest the decision

Contact the Customer who requested your verification to exercise these rights.


14. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be:

  • Posted on this page with an updated "Last Updated" date
  • Communicated to our Customers who can notify affected individuals
  • Material changes will be highlighted

We encourage you to review this policy periodically.


15. Contact Us

Privacy and Legal Inquiries

For privacy-related inquiries or to exercise your rights:

Email: legal@bytrustgate.com
Address: 700 NE 25th St APT 1902, Miami, FL 33137

General Support

Website: bytrustgate.com
Support: support@bytrustgate.com

Supervisory Authorities

If you are in the EEA and believe we have not adequately addressed your concerns, you have the right to lodge a complaint with your local data protection authority. A list of EEA data protection authorities is available at: https://edpb.europa.eu/about-edpb/about-edpb/members_en

For UK residents: Information Commissioner's Office (ICO) - https://ico.org.uk


16. Additional Disclosures

16.1 FCRA Disclaimer

TrustGate is not a consumer reporting agency as defined by the Fair Credit Reporting Act ("FCRA"), 15 U.S.C. Section 1681 et seq., and our services do not constitute "consumer reports" under FCRA. Our verification services are not intended to be used as the sole basis for decisions regarding consumer eligibility for credit, insurance, employment, or other purposes governed by FCRA.

16.2 Equal Opportunity

Our verification technology is designed to work fairly across all demographics. We continuously test and improve our algorithms to minimize bias and ensure equitable treatment.

16.3 Accessibility

If you need assistance accessing or understanding this policy, please contact us at legal@bytrustgate.com.


Appendix A: Glossary

TermDefinition
ApplicantAn individual undergoing identity verification through TrustGate
Biometric DataData relating to physical characteristics used for identification, including facial geometry
CustomerA business using TrustGate services to verify individuals
Data ControllerEntity that determines purposes and means of data processing
Data ProcessorEntity that processes data on behalf of a controller
GDPRGeneral Data Protection Regulation (EU) 2016/679
CCPACalifornia Consumer Privacy Act of 2018
BIPAIllinois Biometric Information Privacy Act, 740 ILCS 14
CUBITexas Capture or Use of Biometric Identifier Act, Tex. Bus. & Com. Code Ann. Section 503.001
PIIPersonally Identifiable Information
SCCsStandard Contractual Clauses for international data transfers

This Privacy Policy was last updated on February 2, 2026.

TrustGate - Secure Identity Verification